DSCR Basics
DSCR Loan Calculator: How to Calculate Your Ratio
Learn how to calculate your Debt Service Coverage Ratio step-by-step. Includes examples for different property types and rental scenarios.
Zac Cook
January 25, 2026
6 min
Learn the fundamentals of DSCR loans and how they work for real estate investors.
Learn how to calculate your Debt Service Coverage Ratio step-by-step. Includes examples for different property types and rental scenarios.
Everything you need to know about qualifying for a DSCR loan in 2026. Learn credit score requirements, down payment options, and how to calculate your DSCR ratio.