Disclosures

Company Information

Cornerstone First Mortgage, LLC
NMLS ID# 173855
www.nmlsconsumeraccess.org

Loan Officers

Equal Housing Opportunity

Cornerstone First Mortgage, LLC supports Equal Housing Opportunity.

Loan Product Disclaimer

This is informational only and is not an offer of credit or commitment to lend. Interest rates, products, and loan terms are subject to change without notice and may not be available at the time of loan application or loan lock-in.

Contact Cornerstone First Mortgage, LLC to learn more about your eligibility for its mortgage products. Loans are subject to buyer, builder, and property qualification. Cash reserves may be required.

DSCR Loan Specific Disclosures

DSCR (Debt Service Coverage Ratio) loans are for investment properties only and cannot be used for primary residences or second homes. These are non-QM (non-qualified mortgage) loan products.

Rates and terms advertised are subject to change and may vary based on credit score, property type, loan-to-value ratio, DSCR ratio, and other factors. Not all borrowers will qualify for the terms shown.

Rate and Fee Disclosure

Actual rates and fees will be disclosed in your Loan Estimate, which you will receive within three business days of submitting a complete loan application. APR (Annual Percentage Rate) reflects the total cost of the loan including interest and fees.

State Licensing

Cornerstone First Mortgage, LLC is licensed to do business in multiple states. For state-specific licensing information, please visit NMLS Consumer Access.

Consumer Complaint Information

If you have a complaint about our services, you may contact your state's banking or financial services regulator. You can also file a complaint with the Consumer Financial Protection Bureau (CFPB) at www.consumerfinance.gov/complaint.